Building AMERICA'S wealth...
one family at a time.

Complimentary Financial Review

Sign up to receive a Complimentary Financial Review so we can discuss strategies and options for your Individual Retirement Needs.

Free Monthly Newsletter

Subscribe to receive my Monthly Newsletter so you can get tips and information on what others are doing to plan for their Retirement Years.

Do You Know Who Your Beneficiaries Are?

Valuable assets will convey directly to beneficiaries, regardless of instructions in a will.

Watch Video

Welcome To Protection USA®

Thanks for taking the time to look around my website. My name is Steven Horvath. As you will learn from the information on this website I have always had a job/position that revolved around serving others. I want to teach people what I have learned in my Naval service, running a mid-sized company and now my 20+ years in finance. I have learned and witnessed so much and now I have experience and knowledge to teach others what actually works. I have learned something new from every person I have met and every position I have held. I want to share my life experience with you so you too can have an enjoyable life. Thank You and God Bless!

Newsletters

Tips to Help Preserve Your Inheritance

It’s important for heirs to consider how a windfall might be used to strengthen their finances now and over the long term.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

HOT TOPIC: What Does a Weaker U.S. Dollar Mean for Your Money?

Consumers and investors might want to consider how the depreciating dollar could impact the economy and their own finances.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Location, Location, Location: The Premium Parents Pay for Top Schools

Homes in neighborhoods with access to top schools tend to cost significantly more than a typical home in the surrounding area.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

No More Groundhog Day for Your Finances: Time for a Financial Wellness Checkup

Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

More Newsletters

Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

More Calculators